Fully Funded Scholarships in Netherlands – Living Costs of €11,520, Visa, and Health Insurance

Fully Funded Scholarships in Netherlands – Studying in the Netherlands is a dream for many students worldwide, and fully funded scholarships make this dream a reality. These scholarships cover not only tuition fees but also living costs, visa expenses, and health insurance, allowing international students to focus entirely on their education without financial stress.

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The Netherlands is home to world-renowned universities that offer high-quality education in various fields, from science and engineering to business and social sciences. The country is known for its innovative teaching methods, multicultural environment, and excellent research facilities.

With a well-developed education system, international students have access to a diverse range of academic programs, making the Netherlands an attractive destination for higher studies. Fully funded scholarships provide students with financial stability, ensuring they can comfortably manage their daily expenses, accommodation, and academic needs.

One of the main reasons students choose the Netherlands for higher education is the availability of generous scholarship programs. These programs are often funded by the Dutch government, universities, or international organizations to encourage talented students from around the world to study in the country.

Scholarships such as the Holland Scholarship, Orange Knowledge Program (OKP), and Erasmus Mundus Scholarships cover tuition fees and provide additional financial support for living costs. With an estimated living cost of €11,520 per year, fully funded scholarships help students afford housing, food, transportation, and study materials. Additionally, these scholarships simplify the visa application process by covering visa fees and providing comprehensive health insurance, ensuring that students can study in a safe and supportive environment.

Beyond financial support, fully funded scholarships in the Netherlands offer students valuable career opportunities. Many scholarship programs include internships, networking events, and research projects, allowing students to gain practical experience and build professional connections. The Netherlands is known for its strong economy and thriving industries, making it an ideal place for students to develop skills that can boost their careers.

Moreover, studying in a culturally diverse country enhances personal growth, communication skills, and global perspectives. By removing financial barriers, these scholarships enable students to fully immerse themselves in their studies and take advantage of all the opportunities available in the Netherlands. As a result, fully funded scholarships serve as a gateway to a brighter academic and professional future.

Why Study in the Netherlands?

The Netherlands has become a preferred study destination for international students due to several factors:

  • Globally Ranked Universities: Dutch universities consistently rank among the top in global education rankings. Institutions like the University of Amsterdam, Delft University of Technology, and Utrecht University are well-known for academic excellence.
  • Wide Range of English-Taught Programs: The Netherlands offers over 2,000+ programs in English, making it easier for international students to study without language barriers.
  • Innovative Learning Methods: The education system focuses on interactive, research-based, and practical learning rather than traditional rote memorization.
  • Multicultural Environment: Students from different countries study in the Netherlands, making it a culturally diverse and welcoming place.
  • Great Career Opportunities: The country has a strong economy with industries like technology, business, and engineering offering promising career paths.
  • Scholarships and Financial Support: Several fully funded scholarships make it possible for students to study in the Netherlands without financial difficulties.

Fully Funded Scholarships in Netherlands

The Dutch government and universities offer various fully funded scholarships, covering all costs, including tuition, accommodation, and healthcare. Some of the most prestigious ones include:

  • Maastricht University (UM) NL-High Potential Scholarship
    • Covers tuition fees, visa costs, health insurance, and living expenses (approx. €34,000).
    • Available for non-EU students pursuing a master’s degree.
    • Eligibility – Must have excellent academic performance and be accepted into Maastricht University.
  • Holland Scholarship (NL Scholarship)
    • A government-funded scholarship for non-European Economic Area (EEA) students.
    • Provides financial aid of €5,000 for living expenses.
    • Eligibility – Must be applying for a bachelor’s or master’s degree at a participating Dutch university.
  • Orange Knowledge Programme (OKP)
    • Covers full tuition fees, travel, and living expenses.
    • Designed for mid-career professionals from developing countries to pursue master’s degrees and short courses.
  • TU Delft University Justus & Louise van Effen Excellence Scholarships
    • Fully funds tuition and living expenses for master’s programs.
    • Eligibility – Open to international students with an outstanding academic record.
  • Leiden University Excellence Scholarship (LexS)
    • Provides tuition fee waivers of €10,000 to €15,000 for master’s programs.
    • Eligibility – Open to high-achieving non-EU/EEA students.
  • Radboud University Scholarship
    • Covers tuition fees, visa costs, residence permits, and health insurance.
    • Available for master’s degree students.
  • University of Twente Scholarship (UTS)
    • Provides scholarships ranging from €3,000 to €22,000.
    • Available for master’s students with high academic achievement.
  • Erasmus Mundus Scholarships
    • Fully funds master’s and Ph.D. programs across multiple European universities, including Dutch institutions.
    • Covers tuition, travel, insurance, and living allowance.

Eligibility Requirements for Fully Funded Scholarships in Netherlands

To apply for fully funded scholarships in the Netherlands, students must meet specific eligibility criteria. These requirements vary depending on the scholarship program, university, and field of study. Below is a detailed breakdown of the common eligibility criteria for international students.

1. Nationality and Country of Residence

Most fully funded scholarships in the Netherlands are open to international students from various countries. Some programs, like the Orange Knowledge Programme (OKP) and the Netherlands Fellowship Program (NFP), are specifically designed for students from developing countries. Other scholarships, such as the Holland Scholarship, are available to students from non-European Economic Area (EEA) countries. Each scholarship has a specific list of eligible countries, and applicants must check whether their country is included before applying.

2. Educational Qualifications

To be eligible, applicants must have completed the previous level of education required for their intended program. For example:

  • Bachelor’s Scholarships: Applicants must have completed high school (secondary education) with strong academic performance.
  • Master’s Scholarships: Students must hold a bachelor’s degree (or equivalent) from a recognized institution.
  • PhD Scholarships: A master’s degree in a relevant field is required.

Dutch universities require students to have equivalent qualifications to those in the Netherlands. Some scholarships may also have minimum GPA requirements, usually around 3.0 to 3.5 on a 4.0 scale.

3. English Language Proficiency

Since most degree programs in the Netherlands are taught in English, applicants must prove their English proficiency through standardized test scores. The common accepted tests include:

  • IELTS: Minimum score of 6.5 – 7.0 (varies by program).
  • TOEFL iBT: Score of 90 – 100 or higher.
  • Cambridge English Test: Varies depending on the institution.

Some universities waive this requirement for students who have previously studied in an English-speaking country or completed an English-taught degree.

4. Work Experience (For Some Scholarships)

Some fully funded scholarships in the Netherlands, especially those under the Orange Knowledge Programme (OKP), require applicants to have relevant work experience in their field. Work experience requirements may include:

  • Minimum of 2 years of work experience for professional scholarships.
  • Employment in a government agency, NGO, or relevant industry.
  • A letter of recommendation from an employer stating the relevance of the study program to the applicant’s job.

For research-based programs, having prior research experience or publications can be an added advantage.

5. Age Limit (For Some Scholarships)

While many scholarships do not have an age limit, some have specific age restrictions. For example:

  • The Orange Knowledge Programme (OKP) prefers applicants aged between 25 and 45 years.
  • Some PhD and research scholarships have an upper age limit of 35–40 years.
  • Many Master’s and Bachelor’s scholarships have no strict age limits but prefer recent graduates.

Students should check the age criteria before applying to ensure eligibility.

6. Admission to a Dutch University

To be considered for most scholarships, students must first apply and receive admission from a recognized Dutch university. Some fully funded scholarships are awarded directly through the universities, while others require students to apply separately. Admission requirements vary by institution and program but usually include:

  • Academic transcripts and certificates.
  • A statement of purpose (SOP) explaining study and career goals.
  • Letters of recommendation from professors or employers.
  • Research proposal (for PhD applicants).

Many scholarship programs require students to submit proof of university admission before they can apply for funding.

7. Commitment to Return Home (For Some Scholarships)

Some fully funded scholarships in the Netherlands are designed to develop talent in home countries. These programs, such as the Orange Knowledge Programme (OKP) and Netherlands Fellowship Program (NFP), require students to return to their home countries after graduation. This requirement ensures that students use their knowledge and skills to contribute to their local communities. Applicants may need to sign a contract agreeing to return home after their studies.

8. Research and Academic Potential (For PhD and Master’s Students)

For scholarships that support graduate and PhD students, applicants must demonstrate research potential and academic

Benefits of Fully Funded Scholarships in Netherlands

Fully funded scholarships in the Netherlands cover all major expenses, including tuition fees, living costs, visa fees, and health insurance. This financial support allows students to focus entirely on their education without worrying about financial difficulties. With an estimated yearly living cost of €11,520, these scholarships ensure that students can afford accommodation, food, transportation, and academic materials. Unlike partial scholarships, fully funded programs provide students with monthly stipends, covering daily expenses and making life in the Netherlands more manageable.

These scholarships also eliminate the need for students to take on part-time jobs, allowing them to fully concentrate on their studies and academic success. Additionally, some programs include travel allowances, helping students cover the cost of flights to and from their home countries. Overall, fully funded scholarships provide a stress-free academic experience and equal opportunities for students from diverse backgrounds.

The Netherlands is home to some of the best universities in the world, offering high-quality education across various fields. Institutions such as Delft University of Technology, the University of Amsterdam, and Utrecht University are globally recognized for their excellence in research and teaching.

The Dutch education system emphasizes innovation, critical thinking, and practical learning, preparing students for global careers. Fully funded scholarships enable international students to access top-tier academic programs without financial barriers. Dutch universities offer a multicultural learning environment, where students from different backgrounds collaborate, share ideas, and work on real-world projects.

Many programs are taught in English, making it easier for international students to adapt. Additionally, universities in the Netherlands have strong industry connections, allowing students to participate in internships and gain valuable work experience. Studying in a world-class academic environment enhances career prospects and provides students with a strong foundation for future success.

The Netherlands offers multiple fully funded scholarship programs for international students, making higher education accessible. Some of the most prestigious scholarships include the Holland Scholarship, Orange Knowledge Program (OKP), Erasmus Mundus Scholarships, and Leiden University Excellence Scholarship. These programs are either government-funded, university-sponsored, or provided by international organizations.

Each scholarship has different eligibility criteria, covering various fields such as engineering, business, medicine, social sciences, and humanities. Scholarships not only cover tuition fees but also provide allowances for housing, books, and research projects. Many scholarships also prioritize students from developing countries, helping them access quality education in the Netherlands.

These funding opportunities make it easier for talented students to pursue higher education without financial stress. With the availability of multiple fully funded programs, international students have a higher chance of securing financial aid and studying in a top Dutch university.

A major benefit of fully funded scholarships is that they cover all living expenses, ensuring students can afford comfortable housing, food, and daily necessities. The estimated cost of living in the Netherlands is around €11,520 per year, which can be difficult for many international students to afford.

Scholarships provide monthly stipends, allowing students to manage their expenses without additional financial burden. Some scholarship programs also cover transportation costs, enabling students to travel between their university, home, and other essential places without stress.

Additionally, students receiving fully funded scholarships do not need to take part-time jobs to support themselves, as all essential costs are already covered. This financial stability ensures that students can focus entirely on their studies, research, and personal development. By removing the financial barriers, these scholarships allow students to enjoy a comfortable lifestyle while studying in one of Europe’s most student-friendly countries.

Fully funded scholarships in the Netherlands often include visa fee coverage and comprehensive health insurance, ensuring that students do not face additional expenses when moving abroad. International students require a student visa (MVV) and residence permit to study in the Netherlands, which can be costly. Many scholarship programs cover these expenses, making the process easier and more affordable for students.

Additionally, health insurance is mandatory for all students in the Netherlands, and fully funded scholarships provide insurance coverage that includes medical care, hospital visits, and emergency treatment. This ensures that students have access to quality healthcare throughout their studies. Having visa and insurance expenses covered reduces financial stress and helps students transition smoothly into their new academic environment. The inclusion of these benefits makes fully funded scholarships a complete financial support package, allowing students to focus entirely on their education without financial concerns.

Fully funded scholarships in the Netherlands often provide students with research opportunities, internships, and work placements as part of their academic programs. Many Dutch universities have strong industry connections and encourage students to engage in hands-on learning experiences. These internships help students gain practical knowledge, industry exposure, and professional skills, making them more competitive in the job market.

Some scholarships even offer funding for research projects, allowing students to conduct advanced studies in their chosen fields. Research-based scholarships often collaborate with top research institutions and international organizations, providing students with opportunities to work on groundbreaking projects. Additionally, universities partner with global companies, enabling students to secure internship placements in leading industries such as technology, finance, healthcare, and engineering. These experiences enhance students’ resumes and improve their career prospects, making them well-prepared for future job opportunities.

Studying in the Netherlands through a fully funded scholarship provides students with excellent networking opportunities and a chance to build global connections. Universities in the Netherlands attract students from over 160 countries, creating a multicultural learning environment. This diversity allows students to interact with peers from different cultural backgrounds, exchange ideas, and develop strong professional networks.

Many scholarship programs include mentorship sessions, workshops, and networking events, where students can meet professors, industry experts, and successful alumni. These interactions help students explore career opportunities, gain industry insights, and enhance their professional development.

Moreover, career counseling and job placement support are often available for scholarship recipients, helping them transition smoothly into the workforce. The Netherlands is home to numerous multinational companies, and many international students secure job offers after graduation, making it an ideal destination for career growth.

Studying in the Netherlands offers international students a rich multicultural experience, as the country is home to people from diverse nationalities. Fully funded scholarships allow students to study in an inclusive and welcoming environment, where they can learn about different cultures, traditions, and perspectives. Dutch universities encourage cultural exchange, group discussions, and international collaborations, helping students develop interpersonal and cross-cultural communication skills.

These experiences enhance students’ ability to work in global teams and adapt to international work environments. Moreover, the Netherlands is one of the most English-friendly countries in Europe, with most people speaking fluent English, making it easier for international students to settle in. Exposure to a diverse community helps students grow personally and professionally, preparing them for careers in international organizations and companies. This multicultural learning experience is one of the most valuable aspects of studying in the Netherlands.

Living Costs of €11,520, Visa, and Health Insurance for Studying in the Netherlands

If you are planning to study in the Netherlands under a fully funded scholarship, you might be wondering how your living expenses, visa fees, and health insurance will be covered. Many scholarship programs in the Netherlands provide funding to fully cover these costs, ensuring that international students can focus on their education without financial stress.

Living Costs in the Netherlands (€11,520 Per Year)

The average cost of living in the Netherlands for an international student is around €800 – €1,200 per month, depending on the city and lifestyle. Some of the major expenses include:

A. Accommodation (€300 – €800 per month)

Housing costs vary based on whether you live in university dormitories, shared apartments, or private rentals.

  • Student dormitories: €300 – €500 per month.
  • Shared apartments: €400 – €700 per month.
  • Private studios: €700 – €1,200 per month.

Many universities provide on-campus housing for international students, and some scholarships include free or subsidized housing as part of the funding.

B. Food and Groceries (€200 – €400 per month)

The cost of food in the Netherlands is relatively affordable if students cook at home. Some common grocery prices include:

  • Bread: €1 – €2
  • Milk: €1 per liter
  • Rice: €1.50 per kg
  • Chicken: €7 – €10 per kg
  • Eggs: €2 – €3 per dozen

For students who prefer eating out, an average meal at a restaurant costs around €10 – €20, while fast food costs €5 – €10 per meal.

C. Transportation (€50 – €100 per month)

The Netherlands has an efficient public transportation system, including trains, buses, and bicycles.

  • A student discount card for public transport can reduce costs significantly.
  • Many students prefer bicycles, which can be purchased for €50 – €200 (second-hand).

D. Other Expenses (€100 – €300 per month)

  • Study materials and books: €50 – €100 per month.
  • Internet and mobile phone: €30 – €50 per month.
  • Entertainment and leisure: €50 – €200 per month, depending on activities.

Many fully funded scholarships in the Netherlands provide a monthly stipend of around €900 – €1,000, which is enough to cover basic living costs.

Visa for Studying in the Netherlands

International students from non-EU/EEA countries need a student visa (MVV) and residence permit to study in the Netherlands. The process includes:

Visa Requirements

To apply for a student visa, students must submit:

  • Valid passport.
  • Letter of acceptance from a Dutch university.
  • Proof of sufficient financial resources (covered by scholarships in fully funded programs).
  • Health insurance certificate.
  • Payment of visa application fees (€250 – €350) (covered by some scholarships).

Visa Processing Time

The visa processing time for the Netherlands is usually 4 – 6 weeks, so students must apply early.

Work Rights on a Student Visa

  • International students can work 16 hours per week during the academic year.
  • Full-time work is allowed during the summer (June – August).
  • A work permit is required for non-EU students.

Health Insurance for International Students

Health insurance is mandatory for all students studying in the Netherlands. Fully funded scholarships often cover health insurance costs, ensuring students receive medical care when needed.

Types of Health Insurance

  • Private Student Insurance:
    • Covers medical expenses, hospital visits, and emergencies.
    • Costs around €40 – €120 per month.
    • Some popular insurance providers: AON, LoonZorg, and InsureToStudy.
  • Dutch Public Health Insurance (Zorgverzekering):
    • Required for students working part-time.
    • Monthly cost: €120 – €150.
    • Provides comprehensive medical coverage.

What Does Health Insurance Cover?

  • Doctor’s consultations.
  • Hospital treatment and emergency services.
  • Prescription medications.
  • Mental health support.
  • Dental care (in some plans).

Many fully funded scholarships include free health insurance, so students do not need to worry about these costs.

Application Process for Fully Funded Scholarships in Netherlands

  • Find the Right Scholarship
    • Research scholarships that fit your eligibility and program.
    • Visit Study in NL (studyinnl.org) for a full list of opportunities.
  • Apply for Admission to a Dutch University
    • Get an offer letter from a university before applying for scholarships.
    • Submit academic transcripts, CV, and recommendation letters.
  • Prepare Scholarship Documents
    • Personal statement or motivation letter explaining why you need the scholarship.
    • Academic records and proof of English proficiency.
    • Research proposal (for Ph.D. applications).
  • Submit the Online Application
    • Applications are submitted through university websites or scholarship portals.
    • Follow all deadlines strictly (typically between October – April).
  • Attend an Interview (If Required)
    • Some scholarships require an online interview.
    • Prepare to discuss your academic background and career goals.
  • Wait for Selection Results
    • Scholarship committees review applications and announce results within 2-4 months.

Tips for a Successful Scholarship Application

  • Start Early – Prepare all documents at least 6 months before deadlines.
  • Apply to Multiple Scholarships – Increases your chances of securing funding.
  • Write a Strong Motivation Letter – Show passion for your field of study.
  • Get Strong Recommendations – Ask professors or employers for reference letters.
  • Prepare for Interviews – Practice common scholarship interview questions.
  • Check Eligibility Carefully – Only apply for scholarships that match your profile.
  • Submit a Well-Structured CV – Highlight academic achievements and extracurricular activities.

Fully Funded Scholarships in Netherlands – Conclusion

Studying in the Netherlands with a fully funded scholarship is a dream opportunity for international students. With tuition fees, living costs, visas, and health insurance covered, students can focus on their academic and career growth. Scholarships such as the Maastricht University NL-High Potential Scholarship, Orange Knowledge Programme, Radboud University Scholarship, and Erasmus Mundus Scholarships provide life-changing opportunities to study at top-ranked Dutch universities.

To increase your chances of success, start early, choose the right scholarship, prepare a strong application, and meet all deadlines. With dedication and the right strategy, you can secure a fully funded education in the Netherlands and open doors to an exciting international career.

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